Safe and Secure Surfing Through VPN

You may be wondering right now what VPN is, and how using it can make your internet surfing safe and secure. For most people, VPN is something they have not heard about, or heard about it but couldn’t care less because it’s a technical computer term. Let me tell you now, you should really care. Also, understanding VPN is not such a complicated process. Once you discover what it is and its uses, you will be surprised that it’s something you really need.

VPN stands for virtual private network, and its main use is to keep the data you send when you use the internet private. Presently, all of us are very much concerned with our security, which is a natural instinct, but even more so today, because the modern world presents so many security risks. One reason behind this is the association of computers with just about anything.

Most, if not all, companies already make use of the computer for their business transactions, and to store sensitive company information. One security breach could be the downfall of some companies. On the other hand, personal computer use can also fall prey to hackers, some do it for fun, while others do it to steal credit card information and other banking details, or obtain some personal data so they can use it as their own (identity theft). To protect valuable information, as well as to prevent hackers from accessing your system, experts have developed VPN.

How will VPN safeguard privacy?

Here is a short background on how VPN works. The internet is a public network, when you browse through it, with your system unprotected; you are prone to an attack from someone who has harmful intent. He or she can steal data, or even access your entire computer system. The problems that hackers can bring to your computer include viruses, spyware, and intrusion attacks.

To stop that from taking place, you can put up a firewall or install anti-virus programs. Unfortunately, that’s not enough. Firewall can protect the date in your computer, while anti-virus programs shield your system from viruses, but what about the data you send while you are using the internet, who protects that? This is when VPN comes in. VPN guards the data you send online by making your activities private. By setting up a VPN connection, you are creating a private tunnel that other people will have difficulty finding. To make it simple, you will become anonymous when you surf online using a VPN. The data you send out on the web goes to the server of your VPN provider, and this server is the one that will connect you to the public network known as the internet.

Providing Your Customers a Safe and Secure E-Commerce Environment

Online retailers today have to work harder than ever to make sure their customers feel safe. In today’s world where the threats of identity theft, malware and viruses are all too real, your customers may choose to bypass your e-commerce web site if you can’t ensure them their private information won’t be compromised. Therefore having an SSL (secure sockets layer) is pretty much mandatory for any e-commerce business model. The SSL security offers your business third party validation, telling your customers that your your business is safe and secure.

Don’t have any online security? Don’t worry — securing an SSL is a fairly easy and inexpensive.

An certificate is offered after an SSL service provider authenticates the identity of your web site and business. This is where the third party validation comes in. Once you have been verified for authenticity, the certificate will work to encrypt your customer’s private information like credit card numbers and send it to your server. Without an SSL cert, a user who attempts to submit personal information will get a warning that their data is not secure and could be compromised.

There are many types of SSL certs that you can procure for your business. SSL pricing is based on the size of the SSL certificate as well as the amenities you receive with the certificate. A cheap SSL can be as low as £50 and will provide minimum support. Some companies will even offer up free SSL certificates. Usually these providers use the free SSL cert as a carrot to purchase other services as well. Businesses that require multiple SSL certificates for multiple domains- otherwise known as a wildcard SSL – may be offered special services like unlimited technical support. These usually come in at £199. The more premium SSL packaging could cost you in the mid to high hundreds.

In addition, you’ll find that the lower priced or the free SSLs can be secured quickly and electronically whereas the premium certificates will require you to furnish your company or individual ID documents as well as a letter from your attorney or accountant to be faxed or emailed to the service provider.

If you are unsure about what type of SSL to purchase, think about the needs of your business. The standard SSL certificate is 128-bit on a secure connection, though the cheaper SSL can be offered at 90-bits or lower. If you are a high transaction site accepting credit cards from your customers, you might consider SSL certificates of 256-bits or higher. The SSL service provider can help you determine what size is right for your business.

Customers will know if your website has an SSL certificate when their browser displays the gold padlock and your URL has the https rather than http. Without an SSL certificate, you might as well be operating in the Wild West. No matter what, an SSL certificate is a necessary and sound investment in your e-commerce business.

Finding a Safe and Secure Provider of Quick Loans

There are many different sources and lenders to turn to when looking for quick loans, but how reliable are these lenders, and how can you be sure that your details will be kept safe? One leading online lender are able to provide you with the most secure of transactions and the most trustworthy service, to provide you with the peace of mind when dealing with your personal information and finances.

It’s natural for all borrowers to feel apprehensive when being asked to provide details such as bank account information and personal data. The responsibility to keep such data secure rests upon the shoulders of the lenders themselves, but how do you know which lenders will provide the safest and most reliable service?

One of the greatest indicators to look out for is whether the lender holds any licenses. Check to see if they are licensed by the Office of Fair Trading to take part in credit transactions with consumers, as this means that you can be sure that you’re entering into an honest agreement when applying for your loan. It’s also useful if they are registered by the Information Commissioners Office, which proves dedication and commitment to ensuring the highest level of protection for your data.

Besides looking for any companies or organisations which your lender may be registered with, you can also look out for the level of security which is used on the loan provider’s website. If they use VeriSign SSL technology, your details and information will be secured within all of the transactions which you make through the site, providing you with ultimate assurance that the connection is fully secure.

When dealing with such an important aspect as your finances, it is vital that you ensure that you are fully aware of the agreement you are entering into, and all terms and conditions associated with the loan and its repayments. Leading companies provide you with your own payment schedule, so you know exactly how much you need to pay back and when this is due, allowing you to manage the rest of your finances in accordance with your monthly repayments.

Don’t apply for the first quick loan you find – take the time to ensure the quality and security of the provider themselves. For the most secure service possible, contact a leading team today to begin your quick loans application, or speak to one of their advisors for further information on security.

Bank Safely And Securely

In this age of the Internet, there has been a transformation in the way people bank. Most transactions can be conducted online, and one can access cash fast from innumerable ATMs strewn all over cities and towns. What is more, with internal tie-ups, you can even use ATMs of banks other than your own. All of which makes banking very easy and user-friendly.

At the same time, it also makes you vulnerable to cheating by tricksters and identity thieves, who steal your money by accessing your information. Cyber crimes have become very common these days, and if you are not careful, you could lose your hard earned money to these unscrupulous people. Although most banks have data encryption security, it is still not 100 % hacker proof, in spite of the claims made by banks.

One of the first canons of safe banking is to exercise caution while using the ATM. For example, when withdrawing money, stand in such a way as to prevent a bystander from spying what you are keying in. The password being vital, you need to make sure not to disclose it to anyone, or write it on a piece of paper, or even store it on your computer. It is important to keep changing your password occasionally, and not use the same one for different accounts.

Avoid replying to mails that ask for your bank details. Cheats have a way of sending you mail posing as your bankers, and claiming to update your records by asking for your details. Be aware that no bank would do this, as they are cognizant of the security risks this would entail. In case you have concerns about a purported query from your bank, call up and make sure of the authenticity of the inquiry.

Banks keep sending you many details through the post, like statements and various other kinds of correspondence. Since they usually contain some part of your information available with the bank, you need to shred these papers thoroughly when you discard them. It is a common trick used by identity thieves to rummage through discarded rubbish in search of exactly such details.

Online banking transactions should be conducted in a secure place like your home or your office, avoiding public servers. Wherever you access your account, it is important to ensure that there is virus protection and firewall software installed. Moreover, beware of rogue software programs that are sent to your mailbox, which allows the sender access to the information available in your mailbox, and even read your keystrokes and get the entire details of your Internet usage. After you finish your work, always make sure to log out, especially if you use a public server. If you fail to do this, anyone using the terminal after you will be able to access your account information quite easily. Avoid making online purchases which require you to use a credit or debit card, for you can never be sure about the security features of the concerned website.

Banking has now become hi-tech, and offers the ease of conducting it from the comfort of your home or office, through online facilities. However, care needs to be exercised while banking online, in order to prevent cheating and fraud, and to make sure it is safe and secure.

Buy Jewelry Online: Is This A Safe And Secure Idea?

If you are looking to buy jewelry, then doing so online can be far cheaper than using an offline only retailer. In some cases, you may be able to save up to fifty percent! Of course, buying online can also be tricky. In order to do so successfully and safely you must choose a trusted and reliable source. Additionally, you need to be an educated customer.

Information Source:
The first thing you need to do is find some good sources of information. This can be easily accomplished online. Just make sure that whatever guides you use are not simply there to push you to a particular online jewelry site. The key here is to find an unbiased source. It should provide you with key questions to ask the seller, ways to protect your privacy and safety tips. Make sure that you know how the quality is measured of the jewelry you are looking to purchase. Know the difference between carats and karats. Also, learn about what types of warranties are offered and what rights you will have.

Trusted Seller:
Whether you are looking to buy or sell jewelry, the biggest key is to find a trusted site. There are many places online which run incredibly reputable and above board businesses. Unfortunately, there are also a number of sites that just want to take advantage of unsuspecting consumers. You need to do enough research to know which online sellers are reputable and trusted. Do not just simply jump at the first one you find. Look at the online reviews, especially sites which are unbiased. The only thing this research will cost you is a bit of time.

Know the Terms and Conditions:
If you are buying diamonds, make sure you read the information that explains the details of certification and authentication. If the diamond is certified, make sure that this is done by a recognized authority. GIA and EGL are some of the largest diamond certification agencies in the world, and two of the most highly respected. If your site uses another source, make sure they are reputable and trusted. Also know all the details regarding guarantees and other policies. Find out the return policy (just in case). Make sure everything is clear and that you understand all of your options. If something is not clear, ask questions and get answers in writing (save the email or chat session transcript).

Examine Each Piece Closely:
Jewelry is one area where photos are incredibly important. If the photos of the pieces are not clear, this could be a problem. On the other hand, most trusted online retailers will have very clear and detailed photos. You should examine each piece as closely as possible. Blow the picture up as much as you can. Look at it from different angles. Try to think about how it will look on that special someone’s finger, wrist or ear (or wherever). Understand that no matter how good the photograph is this will never be the same as examining it in person. This is why you want to be very thorough. It is also why you have already gone through and investigated return policies and guarantees.

Bottom Line:
Online jewelry shopping can be a safe and secure process, if you are willing to educate yourself and do the needed research. The biggest things to remember are to use an online retailer that is trusted and understand all of the terms and conditions (guarantees, return policies) before committing to a purchase. Proceeding in such a manner should lead to an enjoyable and satisfying shopping experience.